The Guardian - Life & Style • Jan. 23, 2026, 9 a.m.

Millions of graduates are trapped by ballooning debts, as their repayments are dwarfed by the interest added Helen Lambert borrowed £57,000 to go to university and began repaying her student loan in 2021 after starting work as an NHS nurse. Since then she has repaid more than £5,000, typically having about £145 a month taken from her pay packet.

But everything she hands over is dwarfed by the £400-plus of interest that is added to her debt every month, thanks to rates that have been as high as 8%. Continue reading...

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